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front view of a white empty building

Commercial Vacant Property

Most insureds are not aware of the restrictions in their commercial property insurance when a building is unoccupied or vacant. Vacant commercial real estate is at a higher risk of vandalism and theft. Damages to vacant properties can also be worse following a storm or fire, as no one was immediately available to assess the situation.

  • May be able to write contents coverage for unoccupied buildings
  • Can cover partially vacant buildings
  • Package or monoline policies available: property and general liability
  • Can write vacants with renovation for those under construction
  • Excess liability limits available
  • Replacement cost available for eligible risks
  • Can write short-term policies of 3, 6, 9 or 12 months
  • Lessor’s risk coverage is available

Contact your commercial lines broker for more information.

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