> Arlington / Roe, & Co. Arlington & Roe, Co.
Product Overview

Products > Personal Lines > High Value Homeowners

High Value Homeowners

Our carriers offer a wide range of property and liability solutions for those affluent clients with various assets to protect – from high value homes, art and jewelry to luxury autos and yachts – and those clients who need excess coverage.  Supplemental services can further preserve assets, manage risk and help to prevent loss.

Product Description

  • Home
    • Primary
    • Secondary/Seasonal
    • Condo
    • Rental dwelling
  • Auto and collector car
  • Personal valuable articles and collections
  • Watercraft/Yacht
  • Personal and excess liability
  • Primary and excess flood


Key Coverages
Note:  Coverage may vary based on carrier and state


  • Guaranteed replacement cost
  • Cash settlement option
  • Business property
  • Back-up of sewer & drain
  • Deductible waiver
  • Equipment breakdown
  • Identity fraud


  • Worldwide coverage
  • Agreed value
  • Original manufacturers’ parts
  • Vehicle lock replacement
  • Choice of repair facility

 Valuable Articles

  • Blanket or itemized coverage
  • Newly acquired items
  • Worldwide coverage
  • Wine coverage
  • Transit coverage
  • Market appreciation


  • Replacement cost or agreed value
  • Extended navigational limits
  • Customized limits and coverage based on customer needs
  • Deductible waived for total loss

Personal and Excess Liability

  • High limits of liability available
  • Uninsured/Underinsured liability option
  • Choice of legal counsel
  • Personal attorney participation in defense
  • Not-for-profit board liability
  • Worldwide protection
  • Personal injury 
Staff Directory

We welcome the opportunity to write your personal lines risks.

Janet Phillips

Janet Phillips CIC
Executive Vice President
Ext. 8643

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